Working hours during Ramadan

On the occasion of the Holy Month of Ramadan, Gulf Bank wishes you and your family its warmest greetings.

Gulf Bank’s Ramadan working hours will be as per the below:

Branch Network:

  1. All branches: 10:00 AM – 1:30 PM
  2. Airport branch:
  • 11:30 AM – 3:30 PM
  • 8:30 PM – 11:30 PM
  • 1:00 AM – 5:00 AM

Interactive Teller Machines (ITM):

  • 9:30 AM - 5:30 PM
  • 7:30 PM – 11:45 PM
  • 11:45 PM – 12:30 AM (non-financial transactions only)

Gulf Bank is at your service around the clock and is available on 1805805.

Ramadan Mubarak.

Who is it for?

  • Customers with a salary of KD 2,000 or more.



Gulf Points

  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • Use your points and book online across any airline and 300,000 global hotels

  • For every KD1 spent earn 2 points locally and 4 points internationally

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • If you do not have enough points to use for travel booking, you can pay the remaining balance with your Gulf Bank Credit Card and you will still earn points for this payment

  • For more details Click here



Gulf Dining

  • Instants discounts up to 25% at over 550 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf Bank points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 30% at over 300 retail outlets in Kuwait across travel & entertainment, health & beauty and lifestyle segments

  • Earn Gulf Bank points on all transactions

  • To see the promotions list Click here


  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click here

  • Unlimited complimentary access to over 1,000 airport lounges. (Extra Guests visits over one guest are charged from your Credit Card at a fixed rate of USD 32)

  • To view list of participating airport lounges Click here

  • Get Complimentary Travel Insurance upon purchasing your air tickets using VISA Signature Credit Card and benefit from full coverage up to $500,000 for you, your spouse and dependent children

  • Free insurance for Schengen visa

  • To inquire and to request a claim form, please contact

    • Warba Insurance Company K.S.C., Kuwait City, Sharq, Ahmad Al-Jaber St. Al-Abdulrazzak Sq., WARBA Tower - Safat, Al Asimah, Kuwait.
    • All customer claims can be submitted through:
    • For more information, visit:
  • For VISA Signature – Travel Insurance Terms & Conditions Click here

  • As a valuable customer, we would like to make your family and your daily life more enjoyable and stress free by providing you with Local Concierge Services such as payment of school fees, car registration, travel arrangements and delivery of your tickets etc Click here

  • Available at your service 24/7. You will have access to a host of lifestyle services and bookings including hotel bookings and flight reservations, through Visa Signature Concierge. Click here

  • Concierge services contact phone number: +971 4361 1234

  • Concierge services WhatsApp contact phone numbers:

    • For English: +44 7874 023129
    • For French: +44 7520 631646
    • For Arabic: +44 7520 631645

  • Visa in partnership with DragonPass provides discounts to over 200+ restaurants globally made up of key locations in both MENA home markets and travel corridors

  • App ‘DragonPass Dine & Travel’ is available for Android and iOS

  • Up to 30% off on a global network of Airport meet and greet specialist service partners available at over 450 airports worldwide

  • For more information about Clearance through Customs, Immigrations, and Booking Click here

  • VISA Signature Credit Card brings you the benefits of the VISA Luxury Hotel Collection. You will experience unsurpassed value at around 900 world-class hotels from boutique properties to world-renowned venues and resorts. You can expect the following benefits:

    • Best available rate guaranteed
    • Automatic room upgrade upon arrival, when available
    • Free in-room Internet, when available
    • Complimentary continental breakfast daily
    • 3pm check-out, when available
    • VIP guest status
  • For more details and bookings Click here

  • Get up to 12% off on 985,000+ hotels & vacation rentals worldwide when booking with the Visa through Agoda website. Click here

  • Get up to 35% discount and enjoy exclusive benefits on AVIS car rental with Gulf Bank Visa Signature Credit Cards. Click here

  • Get in touch with a trusted ISOS-audited medical practitioner or a legal professional who talks your language*Cardholders are responsible for interpreting fees and related charges. For assistance, call: +44 (0) 20 8762 8373

  • This service insures you against theft or accidental damage within 90 days from the date of purchase and up to USD 6,000 per occurrence with a maximum of USD 20,000 per year

  • To inquire and to request a claim form, please contact:

    • Warba Insurance Company K.S.C., WARBA Tower - Ahmad Al-Jaber St. Al-Abdulrazzak Sq. Safat, Kuwait City, Al Asimah 13103 Kuwait.
    • All customer claims can be submitted through:
    • For more information, visit
  • For VISA Signature – Purchase Protection Terms & Conditions Click here

  • This service provides you with extended warranty on your new purchases for a period of 12 months in addition to the warranty period provided by the original manufacturer. It includes the repair or the replacement of your new purchases up to the coverage amount of USD 3,500 per occurrence with maximum of USD 20,000 per year

  • To inquire and to request a claim form please contact

    • Warba Insurance Company K.S.C., WARBA Tower - Ahmad Al-Jaber St. Al-Abdulrazzak Sq. Safat, Kuwait City, Al Asimah 13103 Kuwait.
    • All customer claims can be submitted through:
    • For more information, visit
  • For VISA Signature – Extended Warranty Terms & Conditions Click hereClick here

  • Get reimbursed up to USD 4,000 per year and USD 2,500 per occurrence to cover fraudulent charges on your Visa Signature Card

  • For Terms and Conditions Click here

  • Authorization up to USD 5,000 or equivalent within 1 business day.
    For Assistance Please Call: +971 4 436 7222

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Card


  • Cash withdrawal is available for up to 100% of the Cardholder’s credit limit

  • Choice of VISA Signature Charge Card or Credit Card

  • EMV chip enabled for enhanced security, safety and convenience

  • Worldwide acceptance of the Credit Card at more than two million ATMs and 33 million point-of-sale terminals

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed Credit Card allows a convenient and flexible means for repayment

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals


Free for the first year.

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call: Gulf Bank 24/7 Call Center:
    From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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