Working hours during Ramadan

On the occasion of the Holy Month of Ramadan, Gulf Bank wishes you and your family its warmest greetings.

Gulf Bank’s Ramadan working hours will be as per the below:

Branch Network:

  1. All branches: 10:00 AM – 1:30 PM
  2. Airport branch:
  • 11:30 AM – 3:30 PM
  • 8:30 PM – 11:30 PM
  • 1:00 AM – 5:00 AM

Interactive Teller Machines (ITM):

  • 9:30 AM - 5:30 PM
  • 7:30 PM – 11:45 PM
  • 11:45 PM – 12:30 AM (non-financial transactions only)

Gulf Bank is at your service around the clock and is available on 1805805.

Ramadan Mubarak.

Who is it for?

  • Newly recruited first time employees/ professionals

  • Kuwaitis earning a salary of KD350+

  • Working in public and oil sectors


Cash gift up to KD1,200

One-year free credit card

Presence in all major car showrooms

Housing loans up to KD70,000 with a repayment period of 15 years*

Consumer loan up to KD25,000 with a repayment period of 5 years*

Automatic enrollment in the best and fastest rewards program with Gulf Bank credit cards


*Subject to the Rules and Regulations of Central Bank of Kuwait and Gulf Bank Credit Policy


Who is it for?

  • Kuwaitis working in the ministries and semi-government sector
  • Minimum salary of KD350 for loans and credit cards
  • Minimum salary of KD500 for cash gift



  • Customer can get a cash gift of up to KD1,200

Who is it for?

  • Preferred customers
  • Minimum salary of KD2,000



  • Customer can get a cash gift of up to KD1,200 (Working in public and oil sectors)

Gulf Bank is pleased to announce the support of our students with their tuition fees.


Who is it for?

  • Parents of Gulf University for Science and Technology (GUST) students that are looking for financing educational fees
  • Kuwait and foreign national parents



  • Finance GUST tuition fees
  • Extension for up to 3 monthly installments per year
  • Choice of repayment period from 1 to 5 years
  • Easy Pay with GUST: Pay your tuition with 0% interest using Gulf Bank credit cards



  • Loan amount up to KD25,000


Terms & Conditions


Secure banking services through online banking and mobile banking app

A chance to become a millionaire by opening an AlDanah Millionaire account

WhatsApp service available at 1805805

Discounts at select merchants and restaurants in Kuwait

Free SMS alert with every transaction

Free safety deposit box (first year only)


  • Offer is valid for new recruits and salary customers transferring from other banks

  • The offer is valid until December 31, 2023

  • Only public and semi-public sector employees are eligible for the cash gift

Terms and Conditions

  • The salary package is exclusively designed for Kuwaiti citizens.
  • New Kuwaiti customers will receive the cash gift during the second week of the following month upon the first salary transfer, excluding:
    • Allowance-only transfers
    • Kuwaitis with a basic salary less than KD500 (allowances are required to be transferred for salaries above KD350 and below KD500)
    • Private sector employees and retirees are not eligible for the cash gift
  • Gulf Bank reserves the right to refund the salary transfer cash gift by deducting it from the account in case of:
    • Customer closing the account within 24 months from the account opening date
    • No salary transfers in the account for 6 consecutive months
  • Gulf Bank shall not be obligated to issue a clearance certificate to the customer in the above cases unless the customer pays back the cash gift to the bank

Tools & Calculators

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