Who is it for?

  • Customers with a salary of KD 300 or more.



Gulf Points

  • Automatic Free enrollment in the fastest rewarding program in Kuwait providing free flights and hotel stays

  • Use your points and book online across ANY airline and over 300,000 hotels worldwide – No blackout Dates

  • For every KD1 spent earn 2 points locally and 3 points internationally

  • Earn frequent flyer miles on your travels when using your points with the airline of your choice

  • If you don’t have enough points to use, pay the remaining balance with your Gulf Bank Credit Card and you will still earn points for this payment

  • For more details Click here



Gulf Dining

  • Instant discounts up to 20% at over 300 renowned restaurants & coffee shops in Kuwait

  • Earn Gulf Bank points on all transactions

  • To check out the dining list Click here

Gulf Promotions

  • Instant discounts up to 25% at over 150 retail outlets in Kuwait across Travel & Entertainment, Health & Beauty and Lifestyle segments

  • Earn Gulf Bank points on all transactions

  • To see the promotions list Click here


  • Use your Gulf Bank Credit Card for purchases at over 100 participating merchant outlets and pay back over 12 months at 0% interest with no processing fees

  • Instant approval without any documentation

  • For more details Click Here

  • To check out the participating merchant list Click here

  • Unlimited complimentary access to over 850 airport lounges. (Extra Guests visits are charged from your Credit Card at a fixed rate of USD 32).

  • For more details Click Here


  • Mastercard Travel Rewards (MTR) gives cardholders automatic cashback from participating overseas or online merchants when they travel or shop online abroad and pay with their enrolled Mastercard World credit card

  • To view all offer, Click here and enter the full 16-digit card number of your Mastercard World credit card

  • Explore IHG Hotels and Resorts offers when you pay with your Mastercard World credit card:

    • 15% discount on ‘Best Available Rate’
    • Complimentary welcome drink on arrival
    • Complimentary late checkout
    • For more details, click here

  • Present your Mastercard World and get complimentary access to Global Blue City VIP Lounges to receive VAT right back

  • Present your Mastercard World and get complimentary access to the Global Blue fast track services

  • Click here to register for Shop Tax Free card and enjoy an automatic completion of the Tax Free Forms when shopping at participating Global Blue merchants

  • Get complimentary Travel Insurance upon purchasing your air tickets using Mastercard World Credit Card. Benefit from insurance coverage up to USD 500,000 for travel accidents, travel medical benefits, trip inconvenience, and luggage protection.

  • Free insurance for Schengen visa

  • For inquiries and to request a claim form please contact:

    • AIG MEA Limited (Kuwait Branch), Claims Department Al Kharafi Tower - 5th Floor - Hamad Al Saqr Street, Al Qibla - Kuwait City Tel: +965 99993142 Fax:
      +965 22474264
  • For Mastercard World – Travel Insurance Terms & Conditions  Click here

  • As a valuable customer, we would like to make your family and your daily life more enjoyable and stress free by providing you with Local Concierge Services such as payment of school fees, car registration, travel arrangements and delivery of your tickets etc Click here

  • Instant discounts of 10% when using your Mastercard World for your Air Ticket bookings using the promo code ‘MCWORLD’.

    For more details and bookings Click here


  • Get 10% off site wide products (excluding sale items) when using promo code ‘MASTERCARD10’ Click here

  • Get 2 months free and 30% off monthly subscriptions of Lingokids when using your Mastercard World Credit Card and entering promo code "MASTERCARDMEA"

  • Visit the Lingokids website Click here

  • Get 10% off the price of your booking when using your Mastercard Platinum while booking

  • For booking Click here

  • Get 20% discount on 3 rides every month with Careem when using promo code ‘MASTERCARD’

  • Get 10% off Budget rental cars for renting worldwide when using your Visa Platinum Cashback credit card

  • For bookings Click here

  • Get up to 35% off and a complimentary upgrade on AVIS car rental

  • Complimentary Avis President’s Club membership

  • 10% off premium chauffeur drive services

  • For more details and bookings, click here

  • Mastercard World Cardholders can enjoy many special benefits with Hertz, the world’s largest car rental service. Benefit from 15% discount + Free two-car-class upgrade with minimum 4 days rental, in addition to a complimentary HERTZ Gold Plus Rewards membership that allows them dedicated service, faster reservations, rentals and returns, discounted rates and special offers. Click here

  • Get up to 10% cashback into your card when using your Mastercard Platinum card while booking

  • For booking Click here

  • Now when you travel for extended periods of time, you can feel at home with discounts of up to 10% on your stay at prime luxury serviced apartments

  • Gulf Bank 3D Secure is an added layer of security for online shopping that protects Credit Cardholders’ online purchases from fraudulent use of their Credit Cards


  • Cash withdrawal is available for up to 100% of the Cardholder’s credit limit

  • Choice of Mastercard World Charge Card or Credit Card.

  • EMV chip enabled for enhanced security, safety and convenience

  • Buy now & pay later: Enjoy a flexible and convenient way to pay with a minimum payment of 8.33% per month with no need to carry cash. The proposed Credit Card allows a convenient and flexible means for repayment

  • Worldwide acceptance of the Credit Card at more than two million ATMs and 33 million point-of-sale terminals

  • Gulf Bank Tap & Pay: Faster payments on service enabled POS terminals

Contact Us

  • For Assistance Services and Reporting Lost & Stolen Cards, Please Call: Gulf Bank 24/7 Call Center:
    From Kuwait on 1 805805 or From Overseas on +965 2 2444383

  • For Reporting Fraudulent Transactions, Please Call:
    +965 22496292

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