Below are some points on the partnership between Gulf Bank and the National Fund, and how the Business Loan will be carried out:

• The facilities will be directly disbursed to the applying company’s account as one loan.
• Gulf Bank will contribute by 20% of the loan amount while the National Fund will contribute with the remaining 80%.
• The maximum tenor of the loan will be 7 years, with Gulf Bank’s portion being settled within a maximum of 5 years, leaving an additional 2 years for only the settlement of the National Fund’s portion.
• Maximum facility amount to reach KD 500,000, with Gulf Bank’s maximum lending capacity to reach KD 100,000 per applicant, and the fund’s maximum lending capacity to reach KD 400,000 for the same applicant.
• The National Fund will be subject to a flat rate of 2% throughout the entire tenor of the loan, while Gulf Bank’s portion will be subject to normal rates of CBK+4% for long term loans.
• The loan repayment will start immediately for Gulf Bank’s portion, with a grace period of one year for the fund’s portion only.
• Installment will increase in month 13, which is when the fund’s portion starts getting repaid; simultaneously with Gulf Bank’s portion. Moreover, installment will decrease in month 60 after which the Gulf Bank portion has been fully repaid.

You can earn points by simply using your Gulf Bank credit cards (Excluding Internet, Cashback and Prepaid Cards) locally and internationally for purchases over point of sale machines and internet.

You may withdraw up to KD 1000 cash per day with your ATM card

The discount is not valid in conjunction with any other promotion or special days.

Although, the merchants, at their discretion, can offer discounts on these days.

As a Gulf Bank customer, using a gulf Bank ATM card and at Gulf Bank ATM machine, there are absolutely no fees. Find the nearest Gulf Bank ATM by using the branch locator search tool on our website.

It will only mention the amount of money that has been deposited in the account.

Yes, we offer a comprehensive package of Corporate Banking products that include tailored financing solutions, operating accounts, trade finance, advisory and treasury solutions.

If you have forgotten your username or password, call 1805805.

You may withdraw up to KD 800 cash per day with your ATM card.