Easy Pay is a feature on Gulf Bank credit cards, which gives you the convenience to convert your high value purchases into 12 monthly installments at 0% interest.

For transactions made at participating merchants, ask for Gulf Bank’s Easy Pay service before completing your purchase. For any other eligible transactions, you can convert by calling our Customer Contact Center available at 1805805.

For transactions made at participating merchants, the minimum purchase value is KD50. For other transactions, the minimum transaction amount is KD150.

The Easy Pay will be shown in a separate box in the body of the card statement under the heading 'Easy Pay Summary'. The Easy Pay table will show merchant name, monthly installment amount, current installment number, and remaining installments.

Yes, for transactions made at participating merchants, you will be notified by SMS confirming that the transaction is converted to 0% Easy Pay. You will also be able to check the Easy Pay details on your monthly credit card statement.

No, the tenor of the Easy Pay is 12 months and cannot be changed.

Yes, you can avail multiple Easy Pay purchases. Every time you have a high value purchase, you can convert the transaction to a 0% Easy Pay.

Gulf Bank reserves the right to levy service charges and penalty if the Easy Pay monthly installment is not paid in a particular month. Further, if the Easy Pay installments are not paid for 2 consecutive months, the Easy Pay plan will be cancelled, and any outstanding balance will become immediately due and service charges will apply.

You can avail the Easy Pay plan on any product, as long as the total invoice value is at least KD50. Merchant terms and conditions apply.

Yes, you can return the items as per the merchant’s refund policy. The refunded amount will be processed on the same credit card that was used for the Easy Pay transaction. There will be no cash refund admissible.