Easy Pay is a feature on Gulf Bank credit cards which gives you convenience to convert your high value purchases at participating merchants into 12 monthly installments at 0% interest

Ask for Gulf Bank’s Easy Pay at the merchant before making your purchase

The minimum purchase value is KD50. This transaction should be performed at the participating POS merchant outlet on an Easy Pay-dedicated terminal, in order to be converted to 0% Easy Pay

Easy Pay will show in a separate box in the body of the card statement under the heading Easy Pay Summary. The Easy Pay table will show merchant name, monthly installment amount, current installment number, and remaining installments

Yes. You will be notified by SMS confirming that the transaction is converted to 0% Easy Pay. You will also be able to check Easy Pay details on the monthly credit card statement

No. The tenor of Easy Pay is 12 months and cannot be changed

Yes. You can avail Easy Pay multiple times. Every time you make a high value purchase from any of the participating merchants, you can convert the transaction to 0% Easy Pay

Gulf Bank reserves the right to levy service charges and penalty if the Easy Pay monthly installment is not paid in a particular month. Further, if the Easy Pay installments are not paid for 2 consecutive months, the Easy Pay plan will be canceled, and any outstanding balance will become immediately due and service charges will apply

You can avail Easy Pay on any product, as long as the total invoice value is at least KD50. Merchant Terms and Conditions apply

Yes, you can return the items as per the refund policy of the merchant. The refund amount will be processed on the same credit card that was used for the Easy Pay transaction. There would be no cash refund admissible