Gulf Bank is offering Apple Pay users the chance to earn 15% cashback on their spends when using their Gulf Bank Visa credit cards at all dining and coffee shops, making your purchases more convenient, secure, and rewarding.

Who is it for?

  • All Gulf Bank Visa credit cardholders


  • Get a guaranteed 15% cashback on dining and coffee shop spends locally & internationally when you pay via Apple Pay with your Gulf Bank Visa credit cards.

  • A minimum spend of KD75 on your card during the campaign period is required to be eligible for the 15% cashback.


  • January 15, 2023, to February 16, 2023

Terms & Conditions

  • The cashback offer is only applicable on all dining and coffee shop spends, made via Apple Pay.
  • This offer is exclusive for Gulf Bank Visa credit cardholders.
  • The offer is applicable for transactions made via Apple Pay only.
  • The minimum spends required to avail the 15% cashback is during the campaign period KD75, given that each eligible transaction will be rounded down to the nearest KD value.
  • The maximum cashback cap per customer is KD150, and the cashback will be based on customer level.
  • Eligible transactions for cashback are calculated based on Merchant Category Codes (MCC) which are defined by VISA/ Mastercard which is (5812, 5814, 5462, 5811).
  • The cashback will be credited to the customer’s card by March 9, 2023, and customers will be informed via SMS.
  • At the time of crediting the cashback, the card should be valid and in good standing.
  • Only posted transactions (refunds excluded) will be eligible for cashback.
  • International transactions posted in Kuwaiti Dinar are not eligible for cashback.
  • Corporate, Al Amil, Nassour and Gift prepaid cards are not eligible for this campaign.
  • Terms & Conditions are subject to change without prior notice.

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